You’re a homeowner and determined your home’s roof needs fixing or needs to be improved with a replacement roof. You’re all set to get moving. What’s the optimal way to get a high quality roofer who will accomplish a good job? What could you look for in a roof contractor or contractor to obtain this work? Nunn
When homeowners choose to repair a roof or replace that roof with asphalt during the cold winter months, they’re often plagued by worries that their family will freeze before the job is completed. In the same vein, those starting a roofing job in the sweltering summer months worry that they’ll be facing heat stroke. These concerns are perfectly normal and common among many homeowners looking for roofing fixes or roof replacement contractors.
NunnThe storm has come and gone, did your home suffer any roof hail damage? Hail storms are capable of producing hailstones up to 6" in diameter. These balls of ice fall from the sky with no regard to your roof. The larger a hailstone is, the faster it will fall, potentially causing more damage to your home.Many factors play into how much damage a hail stone may cause. Size of the hail, wind speed and direction are only a few pieces of the puzzle. The age of your roof's shingles, the type of shingles and if your shingles are "impact-resistant" can all factor in to the severity of your roof hail damage.Damage to your roof's shingles can compromise the effective life of your roof and even if not immediately visible, may lead to large scale problems if not identified in a timely manner. Here are a few tips which will help you properly identify roof hail damage.Tip #1: Is there any visible damage on the inside of your home? If you see water stains or slow drips on the inside of your home, then you have a problem which requires immediate attention. A new water stain on your ceiling is most definitely a sign that your roof was compromised. If left untreated, the problem will worsen leading to further damage which may require a complete tear-off of your existing roof, not to mention repairs to the interior of your home. Tip #2 Are there any visible dents (blisters) on your roof's shingles? Just because you don't see any damage to the inside of your home does not mean your roof was not damaged. When there is no visible damage to the inside of your home, it may provide a false sense of security. By neglecting exterior damage, you run the risk of damage to your home in the months to come. Even worse is if you don't file an insurance claim within the time guidelines stipulated in your homeowner's insurance policy, you may lose benefits that you are entitled to now.Identifying shingle blisters requires a visible inspection of your roof. Sometimes blisters may be hard to see. It can be helpful to look for small dings on metal or aluminum vents, downspouts or gutters. It is typically easier to identify these marks than blisters on your shingles. If you believe you have visible evidence of damage, it is suggested that you contact your insurance agent immediately to express your concerns and to find out what your policy covers and the procedures necessary to file an insurance claim.Tip #3 Get your own independent professional opinion. There's no denying when a hail storm has blown through town. The National Weather Service records all storm data. If there is knowledge of a storm, and you contact your insurance company, they will most likely dispatch an adjuster. That adjuster represents your insurance company. His job is to identify damage, assess the cost to repair or replace your roof and make sure all of the paperwork is in order to process a claim.It is suggested that you contact a local roofing company that is trained in roof hail damage for an independent opinion prior to your insurance adjustor performing their inspection. Your roofing company is capable of representing your interests. They should be willing to provide you an inspection and estimate to repair any damages free of charge. More importantly, they should be willing to back up their estimate and make themselves available for mutual consultation with the insurance adjuster. If the adjuster and roofer can agree on the remedy for the damage and the cost, this can expedite the process. In most cases your roofer will be awarded the repair job.Tip #4 Get It In Writing. Most insurance companies will only issue a check directly to the roofer. This protects the insurance company from the homeowner "pocketing" the proceeds and never repairing the damage. By getting your roofing contractor to agree to the type of repairs to be performed and the costs involved, this will insure that your roof gets the required repairs. If your roofer agrees that the insurance check is sufficient to repair your roof hail damage, then they should be willing to do the repairs for that cost, nothing more. Roof replacement or repair due to hail damage can be one of the most expensive repairs for homeowners and insurance companies. Making sure that you properly identify roof hail damage in a timely basis, and following the proper procedures will help protect your family's most important asset, your home.In summary home owners who think they may have suffered storm damage should: Look for visible water damage inside your home. Look for damage to your roof's shingles that may compromise the effective life of your roof. If necessary, contact your insurance agent and file a claim. Consult a local roofing contractor trained in Roof Hail Damage to represent your interests.
Hail Damage to Roofs & Auto Hail DamageWhen you are ready to install a new roof on your home you should always prepare a list of questions to ask the roofing contractor before your scheduled appointments. There are many different styles of roofing materials so you should take some time, and look online for the roofing type you want on your home.What Are The Questions To Ask The Roofing Contractor? What Type Of Roofing Materials Do You Sell? What Type Of Insurance Do You Have? Do You Have Any References? How Many People Will Be On The Crew? How Long Have You Been In Business? How Long Will This Roof Installation Take? What Is Your Workmanship Guarantee? Does My Home Need Additional Ventilation? What Are The Different Roofing Types?There are several roofing materials from asphalt roofing, steel or metal roofing, ceramic roofing, and single ply rubber roofing. Most residential homes have either asphalt or metal roofing panels as the roofing products, and on the flat roofs like dormers single ply rubber is also used. In tropical or different regions ceramic or terracotta roofing materials which can be used. All of these products are great for waterproofing, and are very easy to find information about online. What Roofing Materials Are Best?In different parts of the country roofing materials will change because of weather conditions. In Maine people use a lot of steel roofs because of the heavy snow fall. In Florida the choice of roofing is tile, and because of the heat, and asphalt shingles are used all over the country. There are also special asphalt roofing shingles for high winds along the coast, and flat line wind storms like in North Dakota and surrounding areas.What Insurance Is Required For Roofers?As you can understand roofing is a very dangerous job, and not all liability insurance is the same. Roofing liability insurance is usually about 200 percent more than basic carpenter liability insurance, and excludes roofing completely. I have seen many insurance binders over the years from roofer who has only purchased basic carpenter type liability insurance, and when a problem occurs the home owner will not be protected or covered under this type of policy. As a homeowner you need to have the insurance company send you a copy in the mail with your name on the binder, and make sure that the policy includes roofing.The next insurance that the roofing contractor should have is workman's compensation insurance, and this is where you could lose your home if someone is killed or seriously injured. In most homeowners insurance policy's it is clearly stated, that anyone you hire to perform work on said property must have workman's compensation insurance. And you are responsible to make sure that they have this workman's compensation insurance before you hire them to start the work on your home.What Should I Need For Ventilation?The reason a home should have ventilation is to remove the moisture from the home. Prove fact is that each person in the home permeates about 3 gallons of water a day. From showers, to cooking, and breathing water vapor is created and need to be able to leave the property. One of the largest reasons is to allow the attic to breath, and remove all the excess heat from the attic. Roofing manufactures want the attic to be the same temperature as the outside at all times. This adds life to the roofing materials but also helps you save money on your heating, and cooling cost. How Many Estimates Should I Get?You should get at least 3 roofing estimate from reputable roofing contractors to ensure the size of the roof, and compare the roofing materials, and pricing. Caution, do not only make your decision on the price, and you as the home owner must assume some of the responsibility if you insist the contractor lowers his price in which he cannot possibly by the materials, and supply the necessary labor to complete the job correctly. To do the job right the roofing contractor will need to pay for the materials and insurance then hire qualified installers to effectively complete the roofing work. Plus the roofing contractor will need to pay for his tools, equipment, and his vehicles plus additional over-head to manage the job correctly.