You’re a homeowner and determined your home’s roof needs fixing or needs to be improved with a replacement roof. You’re all set to get moving. What’s the optimal way to get a high quality roofer who will accomplish a good job? What could you look for in a roof contractor or contractor to obtain this work? Virginia Dale
When homeowners choose to repair a roof or replace that roof with asphalt during the cold winter months, they’re often plagued by worries that their family will freeze before the job is completed. In the same vein, those starting a roofing job in the sweltering summer months worry that they’ll be facing heat stroke. These concerns are perfectly normal and common among many homeowners looking for roofing fixes or roof replacement contractors.
Virginia DaleHow much damage to your roof can come during a hail storm? In Georgia, hail storms are not that uncommon and many homeowners visually see hail several times during the year. That is the case in metro Atlanta, where the last few years have resulted in elevated hail activity.Most people are somewhat aware of the damage hail can cause, in particular the larger variety of hail that is notorious for damaging and denting cars. This awareness doesn't always fully translate into the impact a hail storm can have on your home's roof. While you can visually see the damage to your car after a hail storm, you can't always see the damage to a roof. The damage you can't see can put the longevity of your roof at risk.Roof replacement due to hail damage is one of the most expensive fixes for homeowners and insurance companies. Hail can vary in size dramatically, falling as small as the size of tiny pellets, or as large as baseballs. It is typically the larger hail that can cause enough damage to your asphalt roof to justify a roof replacement. Asphalt Roof Shingle Damage from Hail:Hail damage to asphalt roofs occur when hail beating against the surface of asphalt shingle results in the protective granular surface of the shingle to loosen and potentially fall off. When the granules are loosened, the asphalt shingles loses some of its protection potential and becomes vulnerable to additional damage.- Note: Damaged asphalt layers can potentially allow water seepage into the roof.- Tip: If the granules of an asphalt shingle are removed by a hail storm, the shingle's longevity can be severely diminished.Signs of Hail Damage to an Asphalt Roof:- Bruises or small dents in the asphalt shingle - Granulation is displaced exposing the asphalt - Granulation has settled at the base of your downspouts - The spots hit by hail usually leave a soft spot in the shingle - Significantly damaged metal air vents on the roof indicate similar hit pattern for roof - Damage and denting of siding, or guttersIf my Roof is damaged, how fast should I replace it?There is a misconception if your roof sustains damage from a hail storm that your roof needs to be replaced immediately. You'll find some conflicting evidence online from other roofers that advise immediately replacing your roof. In Georgia for example, any reliable roofing contractor in Atlanta should tell you otherwise. Typically the damage sustained from a hail storm will pose no immediate threat to your roof. The threat is in the longevity of the roof, because hail can dramatically decrease a roof's life expectancy. The deteriorated protection from a roof that is not expected to last its full life is why insurance companies will authorize the replacement of your roof.Will Homeowner's Insurance Cover a New Roof?This answer varies by the coverage on your homeowner's insurance policy. For some homeowners the answer is "yes." If you believe your home has been the victim of hail, contact your insurance company to determine if your policy will cover the damage. For many homeowners they will be able to have the roof repaired, or replaced and will need to pay a deductable. - Tip: If you are unsure if you homeowner's policy covers hail damage to your roof, contact your insurance company.Caution: Avoid Storm Chasers!Homeowners need to beware of 'storm chasers.' A storm chaser typically consists of an out of town roofing contractor that goes door to door after a hail storm soliciting for business. While it may seem tempting and convenient, these roofers can do more harm than good. Make sure any roofer you look to work with has a good reputation in the community. Look for a roofer that is located locally and check references. Look for references that are over a year old and ones that are more recent, within the last 30 days. Finally never give a deposit for a roof. A reliable roofer will only ask for payment once the roof has been complete.If you think your home has sustained roof hail damage, get a professional opinion. Experienced roofing contractors should be willing to provide free roofing estimates upon request.
Roof Repair EstimatesWhen you are ready to install a new roof on your home you should always prepare a list of questions to ask the roofing contractor before your scheduled appointments. There are many different styles of roofing materials so you should take some time, and look online for the roofing type you want on your home.What Are The Questions To Ask The Roofing Contractor? What Type Of Roofing Materials Do You Sell? What Type Of Insurance Do You Have? Do You Have Any References? How Many People Will Be On The Crew? How Long Have You Been In Business? How Long Will This Roof Installation Take? What Is Your Workmanship Guarantee? Does My Home Need Additional Ventilation? What Are The Different Roofing Types?There are several roofing materials from asphalt roofing, steel or metal roofing, ceramic roofing, and single ply rubber roofing. Most residential homes have either asphalt or metal roofing panels as the roofing products, and on the flat roofs like dormers single ply rubber is also used. In tropical or different regions ceramic or terracotta roofing materials which can be used. All of these products are great for waterproofing, and are very easy to find information about online. What Roofing Materials Are Best?In different parts of the country roofing materials will change because of weather conditions. In Maine people use a lot of steel roofs because of the heavy snow fall. In Florida the choice of roofing is tile, and because of the heat, and asphalt shingles are used all over the country. There are also special asphalt roofing shingles for high winds along the coast, and flat line wind storms like in North Dakota and surrounding areas.What Insurance Is Required For Roofers?As you can understand roofing is a very dangerous job, and not all liability insurance is the same. Roofing liability insurance is usually about 200 percent more than basic carpenter liability insurance, and excludes roofing completely. I have seen many insurance binders over the years from roofer who has only purchased basic carpenter type liability insurance, and when a problem occurs the home owner will not be protected or covered under this type of policy. As a homeowner you need to have the insurance company send you a copy in the mail with your name on the binder, and make sure that the policy includes roofing.The next insurance that the roofing contractor should have is workman's compensation insurance, and this is where you could lose your home if someone is killed or seriously injured. In most homeowners insurance policy's it is clearly stated, that anyone you hire to perform work on said property must have workman's compensation insurance. And you are responsible to make sure that they have this workman's compensation insurance before you hire them to start the work on your home.What Should I Need For Ventilation?The reason a home should have ventilation is to remove the moisture from the home. Prove fact is that each person in the home permeates about 3 gallons of water a day. From showers, to cooking, and breathing water vapor is created and need to be able to leave the property. One of the largest reasons is to allow the attic to breath, and remove all the excess heat from the attic. Roofing manufactures want the attic to be the same temperature as the outside at all times. This adds life to the roofing materials but also helps you save money on your heating, and cooling cost. How Many Estimates Should I Get?You should get at least 3 roofing estimate from reputable roofing contractors to ensure the size of the roof, and compare the roofing materials, and pricing. Caution, do not only make your decision on the price, and you as the home owner must assume some of the responsibility if you insist the contractor lowers his price in which he cannot possibly by the materials, and supply the necessary labor to complete the job correctly. To do the job right the roofing contractor will need to pay for the materials and insurance then hire qualified installers to effectively complete the roofing work. Plus the roofing contractor will need to pay for his tools, equipment, and his vehicles plus additional over-head to manage the job correctly.